FINANCE

The Asset Qualifies.
Not the Borrower.

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STRUCTURES

Asset-First

DSCR LOAN​

Cash-flowing property qualifies on rent. No W2 required. Nationwide.

OTC BUILD-TO-PERMANENT

Construction converts to permanent mortgage at CO. One close. California.

OTC BUILD-TO-DSCR

Construction converts to DSCR at stabilization. Build, rent, hold. California.

SBA 7(A)

Working capital, equipment, RE or business acquisition. Up to $5M. Nationwide.

SBA 504

Long-term fixed rate for owner-occupied CRE. Up to 90% financing. Nationwide.

BRIDGE LOAN

Short-term for time-sensitive acquisitions. Asset-first. LTV ≤ 70%. Nationwide.

EQUIPMENT FINANCING

Machinery, equipment, vehicles. Asset-heavy operators. Via bank partners. Nationwide.

BUSINESS LOAN

Working capital, lines of credit, expansion. No real estate required. Via UBB, APB, or BCG. Nationwide.

READY TO TALK DEALS?

Book a call. We review your property in 24 hours.

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THE PROBLEM

The wrong structure kills the deal

Mortgage origination and lending services provided through licensed bank partners and Brokers Capital Group, Inc.

RIGID MATRIX

Traditional banks decline on W2 and credit score before reading the asset. The deal never gets a real look.

WRONG PRODUCT

Hard money is expensive. Conventional loans don't do construction. Most borrowers are forced into the wrong structure.

TWO CLOSINGS

Construction loans that require a second refinance at the end create double fees and interest rate risk.

COMMON QUESTIONS

et the answers before you submit

A single loan covering both construction and the permanent mortgage. Close once, draw funds as the build progresses, and convert at completion. No second closing or refinance risk.

Possibly. Most declines come from rigid income documentation, property condition, or entity structure — all of which we can often work around.

Yes. Our bank partners underwrite on judgment — not a fixed matrix. DSCR, P&L, and bank statement options are available.

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HAVE A DEAL?

Submit it now. We look at the asset—not the application.

Tell us about the property—location, loan purpose, and your timeline. Irakli reviews every deal personally and will call you within one business day if there’s a path forward.